Top 10 Places To Retire In The United States – You can save and improve your life by moving to a retirement website that fits your needs and budget. A new study by U.S. News ranks the nation’s top 150 areas as places to retire. The survey includes information about housing affordability, happiness, benefits, retiree taxes, the job market, and access to quality health care, and is based on an online U.S. News poll of people 45 and older about retirement preferences. This year’s list of the 25 Best Places to Retire highlights places with affordable housing, low taxes and high rates of happiness and quality health. Here’s a look at the best places to retire in 2022-2023.
This college town is home to the University of Oregon, which has the state’s largest library with more than 3 million books. Running and cycling are popular activities, and the city also has great jogging and cycling trails. The area is known for its community spirit, and many residents are passionate about making the world a better place. The city is easily accessible from the sea, mountains, ski resorts and restaurants. Eugene is the smallest and least expensive place to retire in Portland, which is about 100 miles away.
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Asheville is the perfect place to start an outdoor adventure to Great Smoky Mountains National Park, Pisgah and Nantahala National Forests, or a scenic drive along the Blue Ridge Parkway. This mountain town scores high for affordability, fun, and excitement. Asheville has long been a haven for artists, writers, and musicians, and is increasingly known for innovative chefs who make art with locally sourced ingredients, as well as craft enthusiasts who create professional chefs. It’s special.
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Located on Lake Erie in northern Ohio, Toledo has a four-year climate, including hot summers and snowy winters. The city has many job opportunities in the glass industry and the automobile industry. Toledo is well located for affordable housing and proximity to healthcare options. The area has a thriving arts community, including the Toledo Museum of Art, several theaters, and a variety of outdoor arts. This college town is home to the University of Toledo, which offers Ohio residents 60 and older access to free classes.
Port St. Lucy combines a reasonable cost of living with high demand marks. And also Port Ste. Lucy won big on the happiness scale and low taxes for retirees. In addition to the beaches, you can explore the freshwater lakes at Savannas Preserve State Park and the hiking trails at Hillmoor Lake Park. The mild winter climate allows for year-round boating, fishing and golf. Sports fans can catch the New York Mets’ spring training at Clover Park.
Youngstown is located in northeastern Ohio about halfway between Cleveland and Pittsburgh. Youngstown is hot and humid in the summer and cold in the winter. The city’s largest employer is Youngstown State University, which has a 145-acre campus, more than 12,000 students and NCAA Division 1 sports by “Cinderella.” Youngstown moved up the rankings this year mainly because of affordable housing. Your retirement savings will increase in Youngstown due to the area’s low housing costs.
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Pittsburgh combines low housing costs with a high quality of life. The city is home to several colleges, including Carnegie Mellon University and the University of Pittsburgh, where retirees can take classes and attend concerts, speakers, or sporting events. Residents 65 and older have free public transportation via the bus and rail system and the Low-Cost Transit Program, making it easier for seniors who can’t drive to get around. Professional sports fans can spend their retirement years cheering on the Penguins, Buccaneers, and Steelers.
Philadelphia has played an important role in American history, and retirees can visit or volunteer at the city’s many museums and national historic sites. You can search for the place where the Founding Fathers signed the Declaration of Independence or held the Constitutional Convention. The University of Pennsylvania was founded by Benjamin Franklin. But the city has also developed to include more modern infrastructure, such as numerous sports clubs, art and science museums and modern medical facilities. University of Pennsylvania-Pennsylvania Presbyterian Hospitals is among the top 20 hospitals in the country, according to the Best Hospitals in the United States Honor Roll.
The most populous city in New Hampshire offers a great quality of life, including employment opportunities and access to health care. New Hampshire does not have a state sales tax or income tax, but it does have a dividend and profits tax, and property taxes can be high. Manchester’s four-year climate offers stunning sunsets and skiing opportunities in winter. The city-owned McIntyre Ski Area offers a discount to people 65 and older. Artists will delight in the Currier Museum of Art and the Frank Lloyd Wright-designed Zimmerman House.
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Scranton’s affordable cost of living can help boost your retirement income. Lower homeownership and rental costs can allow your retirement savings to last longer. It also helps that withdrawals from 401(k) and IRAs made after age 59 1/2 are exempt from state income tax in Pennsylvania. Being only a two-hour drive from New York City, you can make frequent visits to the city while enjoying the lifestyle and low cost of living in Scranton. Once a center for iron and coal production, the city is now famous as the location featured in the TV show The Office.
Ocala is a horse town known for producing Kentucky Derby horses. Retirees can enjoy recreational horseback riding through nature trails, equestrian events and stables competitions, in addition to the opportunity to tour local horse farms and meet world champions. This Florida inland city is a great place to explore the trees, lakes, and springs of the Ocala National Forest. Ocala has an affordable cost of living and low housing costs, which attracts retirees on a fixed income.
Fort Wayne scores highly for affordable housing and the happiness of current residents. Fort Wayne’s low real estate prices allow retirees to live comfortably on a low retirement income. Located in northeastern Indiana, Fort Wayne has four seasons including moderate snowfall in the winter and hot and humid seasons. You can find volunteer work at the Fort Wayne Museum of Art or spend a day with your grandchildren at the Fort Wayne Children’s Zoo. Those interested in researching family history can enjoy the Library Center at the Allen County Community Center, which houses one of the largest collections of research documents in the country.
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New York City is among the most expensive places to rent in the country, and housing costs may be out of reach for many retirees. However, if you have the resources or luck to find housing you can afford, the area offers opportunities for interesting work, unique cultural events, and many healthy options. New York City has three hospitals among the top 20 in the country, according to the Honor Roll of Best Hospitals in the United States.
Affordable waterfront real estate in Florida’s inland region with 38 named lakes. Located between Tampa and Orlando, Lakeland is the least expensive of these major cities at a one-hour drive. Summers can be hot and humid in Lakeland, but winters are usually mild and pleasant. Many local ponds contain swans that were donated to the city by descendants of Queen Elizabeth.
Melbourne residents use the 3-2-1 area code in terms of counting to raise. This area of Florida is often referred to as Space Field because of the Kennedy Space Center and Cape Canaveral, and residents can watch rockets launch into space. Melbourne also offers many worldly pleasures, including strolling along the shores of the Atlantic Ocean or trying to spot dolphins in the Indian Ocean. The low cost of housing makes it easy to move to this hot and cold city.
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Sarasota’s white beaches, including Lido Key and Siesta Key, have attracted many retirees to the area. Sarasota scores high on the happiness and desirability scale, and many people enjoy the pleasant winter weather and proximity to the Gulf of Mexico. Moderate real estate prices allow retirees on a limited budget to enjoy retirement on the Florida beach. There is no state income tax in Florida, which benefits those who plan to work part-time in retirement. You’ll find plenty of other corporate retirees at this popular retirement destination.
Redding is located about halfway between the state capital, Harrisburg, and Philadelphia, Pennsylvania’s largest city. Reading gives its name to the unfinished railway that runs in the Monopoly board game as Reading Railroad. The Reading Pagoda on top of Mount Ben offers beautiful views of the city and
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